Articles by Nicole Spindler

Federal Reserve could cause potential trouble for Millennials

The Federal Reserve’s announcement on Sept. 15 stated that it will hold interest rates steady for the remainder of the year and so forth until further notice. In addition, a U.S. interest rate hike could potentially occur by the end of the year. This recent news is great for Baby Boomers, but troubling for their…

Boler Business: Understanding the income gap between urban and rural areas

  The latest Census Bureau data released early this month on income and poverty shows the first significant growth in average household incomes in almost a decade.   The Census Bureau calculated the percent change in real median household income between 2014 and 2015 in principal cities, suburbs and rural areas.   This growth is…

The degrading state of our nation’s infrastructure

Individuals in Britain who use MasterCard, an American multinational financial services corporation, could potentially benefit from a recent legal case that has been brought against the company almost two years after a European Union court ruled the processing fees that company had charged for cross-border transactions were unfair. According to court documents filed in London,…

Columns: The degrading state of our nation’s infrastructure

The American Society of Civil Engineers gave America a D+ rating in regards of the nation’s infrastructure, mentioning dilapidated roadways, insufficient waterways and a pressing need for modernization.   The group estimates $3.6 trillion would need to be invested into U.S. infrastructure by 2020 just to raise the country’s support systems to acceptable levels.  …

Apple new product launch unveils surprises

  Aiming to reignite excitement about iPhones after witnessing a decline in their sales, Apple executives took the stage at San Francisco’s Bill Graham Civic Auditorium on Sept. 7 to unveil the company’s latest generation of devices. The most highly anticipated launch of the day was the new iPhone 7, which will be priced starting…

U.S. exports oil to Europe after forty-year ban

  The ink is barely dry on legislation to lift a forty-year old ban on exporting U.S. crude oil and American energy companies are already  racing to ship it overseas.   U.S. oil sales to foreign buyers have been quick to start after President Obama signed a bill that abolished the crude export ban less…

How GPS is changing technology, culture and minds

People use GPS (Global Positioning System) today to guide airplanes, ships and tractors. It keeps tabs on sex offenders and helps find oil deposits. It helps travelers going on road trips to know what exit to take on the highway, how long the traffic back-up is, or what other routes to take.   GPS devices…

Yahoo reveals possible takeover by Verizon

Verizon Communications Inc. plans to make a first-round bid for Yahoo Inc.’s Web business, and is willing to acquire the company’s Yahoo Japan Corp. On the other hand, Google, the main division of Alphabet Inc., is also considering bidding for Yahoo’s core business.   Other potential suitors including AT&T Inc. and Comcast have decided against…

The $15 minimum wage will kill jobs

Two of the most debated issues of the past several months during the 2016 U.S. presidential primary race are the minimum wage laws and free trade policies. When narrowing potential presidential candidates, it is vital for Americans to look for what each potential candidate proposes regarding specific situations such as minimum wage and free trade.…

Boler Business Once again, the U.S. is a big importer of oil.

  In the first three months of 2016 and since the U.S. lifted its forty-year ban on crude oil exports, U.S. crude shipments to foreign buyers have stalled.   Additionally, imports into the U.S. jumped to a three-year high in what looks to be a reversal of a year-long decline in the amount of foreign…

Foxconn makes $3.5 billion deal with Sharp

The Apple iPhone transformed the technology industry by promoting the smartphone and creating a mobile future.   To continue to do this, the company needs a Taiwan-based factory operator called Foxconn, or  Hon Hai Precision Industry Company.   Employing thousands of workers in mainland China, Foxconn discovered a way to assemble an iPhone at a…

Boler Business: Money basics and common cents advice

    It does not matter if you are a broke college student or a CEO of a company–you need to be money smart. Learning how to control your cash flow is one of the most central lessons in life. No matter what major you intend to pursue or what career you choose, becoming wise with…

Apple to introduce new and smaller gadgets next month

Apple Inc. is expected to unveil a new iPhone, iPad and possibly some extra perks. At Apple’s last event, which was six months ago, the company announced the iPhone 6S, iPad Pro, an expansion of Apple Watch designs and updates to iOS.   For this upcoming Apple event, the current speculation is that Apple is…

Boler Business : seven major income tax changes in 2016

    Tax time is nearly upon us again, and 2016 will bring some tax changes you need to know about before you complete the required tax forms this year.   By learning about them before the new year is already a quarter of the way done, and before making a payment, it would be…

Fandango purchases Rotten Tomatoes and Flixster

      Ticket-selling service Fandango, owned by cable giant Comcast Corporations, is diversifying its online movie offerings agreeing to acquire the digital movie businesses Flixster and Rotten Tomatoes from Time Warner Inc.’s Warner Bros. Entertainment.   This agreement will be bringing two Hollywood studios together online. Comcast bought Fandango in 2007, while Warner Bros.…

Boler Business : the top MBA programs in the US for 2015

    In the last decade, business schools have been referred to as a two-year job interview, because for more than 100,000 dollars and two years of study, MBAs are allowing college students to gain access to vast alumni networks, top-tier internships and the best jobs. Potential employees that have obtained an MBA  have also…

Boler Business : How to improve your productivity in seconds

  Everyone occasionally experiences a slump during the day, perhaps because they had to wake up early and walk on the slushy sidewalks, had three classes back-to-back or will be out of their room for ten hours.   Whether in the classroom, in the office,  or any working environment, anyone can advance their productivity in…

Super Bowl ads went financial this year

  This year, the Super Bowl showed advertisements that went beyond the typical beer, cars and snack corporations. Financial services companies stepped up their advertising to cater to the changing preferences of millennials.   According to Bloomberg, at least six financial brands purchased airtime for the television spectacle that attracted more than 111.9 million viewers…

Boler Business : Why the American middle class is constantly struggling

      Fifty-seven percent of Americans say the country is doing poorly, according to the Bloomberg.   These days, Americans are skeptical that life will get much better for their kids.   The Washington Post reported that this month found that 56 percent of Americans think the next generation will be worse off than they…

Emerging markets thrive despite struggles

    Commodity prices plummeted in 2015, resulting in oil prices hitting a 7-year low last December.   Low commodity prices aren’t good for emerging markets, but stable prices are better than volatile ones. This encourages investors to come back into emerging markets.   Additionally, the world’s second largest economy was a serious headache for emerging…

Energy hedge funds make money while oil plunges

December’s plunge in oil prices has dragged down much of the energy sector with it.   However, some energy-focused hedge funds managed to avoid the struggle entirely and have profited recently.   Lansdowne Partners, one of Europe’s largest hedge funds with $22 billion, gained 14.8 percent last year in its energy-focused equity fund, according to…

Boler Business : Why people should be concerned about cheap oil

      The drop of oil prices below $30 per barrel seems great for consumers, allowing most to fill their car’s tank for $2 per gallon.   Some consumers believe this decrease in prices should help boost the U.S. economy, with people saving more on gas and spending more money elsewhere.   Currently, cheap…

Shooting in Oregon leaves nine dead and many injured

Christopher Harper-Mercer opened fire at Umpqua Community College in Roseburg, Oregon on Thursday, Oct. 1, killing nine people and severely wounding several others. Harper-Mercer, 26, eventually died in a police shootout.   The chaos began in Room 15 of Snyder Hall, where Lawrence Levine was preparing to teach a writing class at 10 a.m. At…

Hajj stampede leaves over 700 people dead

    Great masses of Muslim pilgrims were making their way to Mecca in Saudi Arabia, on Sept. 24, 2015. What was supposed to be another stop on their holy tour became a chaotic scene, when a crushing stampede left the pathway covered with piles of white-robed, motionless bodies. It was the deadliest accident during…

Drug CEO lowers prices of Daraprim after outrages

  Martin Shkreli, founder and CEO Turing, a pharmaceutical company, was under fire last week for increasing the price of the drug Daraprim overnight by more than 5,000 percent when he purchased the company in August.   Shkreli raised the price from $13.50 to $750 per tablet.   Although Shkreli raied the price in August,…